Mergers and Acquisitions

We provide comprehensive merger and acquisition assistance for voluntary mergers, merger conversions, voluntary supervisory conversions and federally-assisted mergers/acquisitions. Our team identifies and evaluates potential merger/acquisition candidates, performs computerized financial analysis for making strategic recommendations, prepares regulatory applications and business plans, structures and negotiates bids for financially assisted cases, and provides fairness opinions for stock institutions.  We have been involved in over 200 merger and acquisition transactions.

In addition, through market analysis, we identify branch offices for sale or purchase, structure the financial terms of the transactions, determine the value of core deposits, and provide analytics on the impact to both seller and buyer as required by regulators.

Securities Offerings

Capital Resources has served over 200 financial institutions in raising capital, primarily in both standard conversions and Mutual Holding Company offerings. Our full-service approach includes business planning, investment analysis, selling and distribution of stock, managing record-keeping, arranging for post-offering market-making and research, and stock center functions, including training staff.  Our combined 100+ years of experience have facilitated the successful completion of even the most complex types of transactions.

Strategic and Financial Planning

Our consultants work with your management team to develop, evaluate and assist in the implementation of strategic plans, including the analysis of the potential for new lines of business, profitability analysis, and preparing financial forecasts for quantitative analysis of business plans using various economic scenarios. In addition, we provide pre-conversion and post-conversion planning assistance.

Litigation and Special Studies

Capital Resources' expertise in the field of financial services provides an experienced resource for developing testimony and serving as expert witness.  Also, Capital Resources' staff is able to draw upon its unique blend of talents to address broad or narrow issues in the financial services industry in preparing special studies.  Our litigation clients have included private industry on an array of topics, as well as the U.S. Department of Justice. 

Valuation Appraisals

We are qualified appraisers for mutual institutions converting to a stock form of organization, and other financial service companies, including commercial banks, mortgage banking companies, insurance agencies, title agencies, real estate brokerage firms, and investment advisory firms.

Our asset valuation expertise includes goodwill impairment analyses, core deposit valuations and servicing rights appraisals for purchased loan servicing. Also, we offer stock valuation services for ESOPs holding unlisted or thinly traded securities.

Our proprietary computer models are used to determine the value of assets for purchases and sales by financial institutions and mark-to-market accounting for a change of control. Valuations are also made for financing transactions in bankruptcy proceedings.